Another important way to lower your taxes is to strategically give to charities. Charitable giving is a part of many people’s annual budget, but there are specific ways

What makes tax planning different in retirement is the fact that you have more control over your income. While employed, your salary is basically your income but

Spending the same amount of money every year in retirement isn’t very practical. A retiree’s fixed expenses should be

The Thrift Savings Plan is widely known as one of the best retirement plans available. It excels at being simple and having low cost, but that doesn’t mean there aren’t some frustrating aspects to it. The decision to keep TSP in

It’s hard to understate the importance of timing and details when it comes to retirement distributions. Tax efficient distributions can only be done

Inflation is a hot topic this summer which has many federal employees wondering how it will impact them in retirement. Federal employees are very fortunate to get a cost-of-living adjustment (COLA) in retirement, however,

Federal employees have a large amount of guaranteed income they can count on as a steady stream of cash flow in retirement. Although it is possible

The first thing to remember is that you don’t have to do anything with your Thrift Savings Plan. And you actually can’t do

The year 2020 was a wild one by anyone’s measure. Despite the destruction that COVID has caused, here are some valuable

In my opinion, married couples are the most at risk. The reason is that the community spouse’s (the spouse not needing care or the healthy spouse) lifestyle could be directly impacted.

Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a beginning event. Yes, you may be done