The first thing to remember is that you don’t have to do anything with your Thrift Savings Plan. And you actually can’t do

The year 2020 was a wild one by anyone’s measure. Despite the destruction that COVID has caused, here are some valuable

In my opinion, married couples are the most at risk. The reason is that the community spouse’s (the spouse not needing care or the healthy spouse) lifestyle could be directly impacted.

Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a beginning event. Yes, you may be done

The TSP is designed to make up one third of federal employee’s retirement income, but taking money out of it can be a tough decision. One of the most common distribution strategies I have heard is, “I’m going to wait until 70.” What does “I’m going to wait” mean?

Contributing money to your Thrift Savings Plan is a good thing, actually a great thing! But there is one account that should probably be funded before maxing TSP.

There is an old saying that claims, “It’s not how much you make that’s the most important, but how much you keep.” Uncle Sam does his best to take at least a portion of everything we make. It is up to us to understand tax laws and retain as much as possible. Tax planning is different from investing in that we have

There has always been a lot of discussion about whether or not it’s worth it to work with an advisor. If you have considered working with an advisor, you have probably thought of this question: “how do I know you aren’t a Bernie Madoff?”

Most federal employees I talk to will carry life insurance in their younger days, but don’t plan on having any in retirement. But are those intentions well thought out?

The Federal Retirement System is meant to be a three part system comprised of the FERS Annuity, Social Security, and the Thrift Savings Plan. Because Social Security makes up 1/3 of the federal retirement program

What happens, or better yet doesn’t happen when you work from home and aren’t able to go out in public? Most of us won’t spend as much money! Add that fact to the upcoming stimulus payments and there is a good chance that many federal employees are flushed with cash right now.

The new SECURE Act rules dictate that inherited IRAs need to be distributed within a 10 year time period. There are a number of other changes implemented with the SECURE Act, but