Author: Brad Bobb, CFP®

Is the TSP Cheap?

“The Thrift Savings Plan is cheap” may be the most common statement I hear to describe TSP, typically from people nearing retirement who are considering ...

TSP Challenges

The Thrift Savings Plan is an important tool in retirement planning and one that most federal employees rely on to an extent, but several issues ...

Inheriting a Spousal TSP

There is a lot of confusion regarding inherited IRAs, especially as they pertain to spousal inherited IRAs and TSP. What happens when a federal employee ...

Guide to Federal Employee Group Life Insurance (FEGLI) in Retirement

Federal Employee Group Life Insurance (FEGLI) is one of the many benefits granted to federal employees. But what many employees fail to realize is

I Wish I Had…. 5 Regrets of Federal Employees

Have you ever wondered what retirees have to say about their finances after they have retired? Well, after my almost 2 decades experience of working ...

Roth TSP, Roth IRAs and the Five Year Rule

It’s no secret that I am a big fan of Roth accounts and the income tax-free growth they offer. They can be excellent tools for ...

Reduce Your Retirement Tax Bill by Strategic Giving

In Part one of this series we discussed the fact that retirement income is different than employment income. Retirement income tends to be more flexible ...

Why Tax planning is SO Important in Retirement

If you want to keep more of what you make, then tax planning is essential to your retirement plan. Not only does it help you ...

I Don’t Like the 4% Rule

Generally speaking, the 4% rule is a guideline that allows for retirees to withdraw 4% of the balance of their investments annually in order to ...

Odd Aspects of TSP

The Thrift Savings Plan is widely known as one of the best retirement plans available. It excels at being simple and having low cost, but ...