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The Best Time to Collect Social Security

Collecting Social Security at the right time can have a big impact on retirement. Many people could benefit by delaying Social Security past the age of 62, however, according to the Social Security Administration data shows that only 31% of those collecting benefits are collecting their full benefit. To be clear, collecting Social Security is a decision

Federal Employees General
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Save Tax $$ By Bunching Deductions

If you knew how to potentially save a couple thousand dollars a year, would you do it? If yes, then I would recommend looking in to bunching your expenses. The concept of bunching your expenses has been around for a long time, but I believe has become more applicable with the new tax law.

Federal Employees
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Choosing the Correct Survivor Annuity

The main purpose for a survivor annuity is for married FERS employees to have the option to leave an income stream to their surviving spouse. In other words, you can leave a benefit at your death (sound familiar?). The reason for the SA is quite simple – many spouses can’t afford to lose an income of $2,000 a month

Federal Employees
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