Tag: annuity

The FERS Survivor Annuity is Expensive

his view of the survivor annuity being too expensive and not worth taking. But is it really expensive

Don’t Get Taken at a Federal Retirement Seminar

Have you ever been to a retirement seminar put on by your agency or employee union or group? Did it include a “financial advisor” who ...

FERS Annuity COLA

Inflation is a hot topic this summer which has many federal employees wondering how it will impact them in retirement

Survivor Annuity Versus Life Insurance

A common practice of married federal employees is to take a survivor annuity when they retire. The goal of the survivor annuity is to guarantee ...

4 Things to Know About Your FERS Annuity

The FERS annuity is the foundation of the federal employee retirement plan. While some federal employees may know how to calculate their FERS annuity, I ...

Choosing the Correct Survivor Annuity

Retirement and life insurance aren’t commonly thought of together, yet that is exactly what the survivor annuity is. The FERS survivor annuity (SA) is an ...

Should You Take a TSP Annuity

A common question for federal employees to ask me is, "so what's this annuity option in my Thrift Savings Plan (TSP)?" There is a lot ...

The Worst Investment For Your TSP

The financial services industry has gotten a pretty poor reputation over the years. One joke is that the quickest way to end a conversation at ...

The Real Cost of That Free Dinner

Almost everyone has been invited, at some point in their lives, to a ‘free dinner’ while they listen to some kind of product presentation. One ...