TSP or IRA in Retirement? 12 Differences

Should you keep your TSP or roll it to an IRA in retirement? Twelve differences that matter for federal retirees, from beneficiaries to withholding.

Death Benefits for a FERS Employee: What Survivors Receive

What a FERS employee's spouse and children receive at death: FEGLI, the survivor annuity, the current BEDB, TSP and Social Security.

A surviving spouse can keep a TSP in a BPA, roll it to their own IRA or use an inherited IRA. Here's how RMD rules work under SECURE 2.0.

The TSP is simple and low cost, but some rules frustrate retirees. Which odd aspects still apply, and two the TSP has finally fixed.

What to do with your TSP when you retire: buy a TSP annuity, keep your money in the TSP, or transfer to an IRA. Pros and cons of each, updated.

How federal retirees can weigh long-term care risk, the three ways to pay for care, and what the FLTCIP enrollment suspension means for you.

How the SECURE Act 10-year rule and the IRS final regulations work for inherited IRAs, and how to spread withdrawals to reduce taxes.

Roth TSP vs traditional TSP for federal employees: two common myths, current limits, no Roth TSP RMDs since 2024, and questions to help you decide.