One Big Beautiful Bill

Trump Accounts launched July 4, 2026. Who gets the $1,000, how to sign up, contribution limits, tax rules at 18, and how they compare to a 529.
What the One Big Beautiful Bill Act means for federal employees and retirees, from the $6,000 senior deduction to SALT and overtime, with the key numbers.
Three ways federal retirees can give to charity more tax-efficiently: the new non-itemizer deduction, appreciated stock and QCDs from an IRA.
Does bunching deductions still save tax? How the $40,400 SALT cap, the 0.5% charitable floor and the new non-itemizer deduction change the math.