Benefits Decisions at FERS Retirement
The final step toward retirement in the workplace is filling out retirement paperwork. That paperwork contains a few very important decisions for
The Best Time to Collect Social Security
Collecting Social Security at the right time can have a big impact on retirement. Many people could benefit by delaying Social Security past the age of 62, however
Year End Review - 10 Ways to Save on Taxes and Expenses
The end of the year is a great time to do a review of your finances. Things that tend to change at the beginning of each year are contribution limits and taxes.
Should a Federal Employee Pay Off Their House?
The question of paying off your house or not is one that seems to be a constant debate among people approaching retirement. In fact, it’s a good question for anyone with a mortgage.
Health Savings Account Awesomeness This Open Season
I have written before about Health Savings Accounts (HSA) and how wonderful they are, but with open season on the horizon I thought it was time to freshen up on our HSA knowledge.
It's Time For a TSP Conversion
Everyone loves tax free money, but sometimes it’s hard to pay more today for a future benefit. Roth conversions definitely fall in the camp of
What Happens to TSP When You Turn 70?
Most people are aware that they will be required to take money out of their qualified accounts when they get older. But as with anything in life, the timing is what matters
4 Things to Know About Your FERS Annuity
The FERS annuity is the foundation of the federal employee retirement plan. While some federal employees may know how to calculate their FERS annuity, I have found that
Save Tax $$ By Bunching Deductions
If you knew how to potentially save a couple thousand dollars a year, would you do it? If yes, then I would recommend looking in to bunching your expenses.
Is Dave Ramsey Right?
Dave Ramsey is a household name when it comes to teaching finance. He gives a lot of advice on various financial topics, but should we take what he says to the bank?
How High Income Earners Can Save on the Cost of College
Paying for college can easily be one of the biggest expenses that parents will incur during their lifetimes
The Biggest Retirement Fear
Many studies about retirement fears show that retirees’ biggest fear is running out of money. Running out of money as a valid fear for retirees, but should it be a valid fear for federal retirees?