Blog

Year End Review - 10 Ways to Save on Taxes and Expenses

The end of the year is a great time to do a review of your finances. Things that tend to change at the beginning of each year are contribution limits and taxes.

Brad Bobb CFP® | December 12, 2018

Should a Federal Employee Pay Off Their House?

The question of paying off your house or not is one that seems to be a constant debate among people approaching retirement. In fact, it’s a good question for anyone with a mortgage.

Brad Bobb CFP® | October 15, 2018

Health Savings Account Awesomeness This Open Season

I have written before about Health Savings Accounts (HSA) and how wonderful they are, but with open season on the horizon I thought it was time to freshen up on our HSA knowledge.

Brad Bobb CFP® | September 23, 2018

It's Time For a TSP Conversion

Everyone loves tax free money, but sometimes it’s hard to pay more today for a future benefit. Roth conversions definitely fall in the camp of

Brad Bobb CFP® | September 9, 2018

What Happens to TSP When You Turn 70?

Most people are aware that they will be required to take money out of their qualified accounts when they get older. But as with anything in life, the timing is what matters

Brad Bobb CFP® | August 20, 2018

4 Things to Know About Your FERS Annuity

The FERS annuity is the foundation of the federal employee retirement plan. While some federal employees may know how to calculate their FERS annuity, I have found that

Brad Bobb CFP® | July 25, 2018

Save Tax $$ By Bunching Deductions

If you knew how to potentially save a couple thousand dollars a year, would you do it? If yes, then I would recommend looking in to bunching your expenses.

Brad Bobb CFP® | June 10, 2018

Is Dave Ramsey Right?

Dave Ramsey is a household name when it comes to teaching finance. He gives a lot of advice on various financial topics, but should we take what he says to the bank?

Brad Bobb CFP® | June 5, 2018

How High Income Earners Can Save on the Cost of College

Paying for college can easily be one of the biggest expenses that parents will incur during their lifetimes

Brad Bobb CFP® | April 28, 2018

The Biggest Retirement Fear

Many studies about retirement fears show that retirees’ biggest fear is running out of money. Running out of money as a valid fear for retirees, but should it be a valid fear for federal retirees?

Brad Bobb CFP® | April 25, 2018

Choosing the Correct Survivor Annuity

Retirement and life insurance aren’t commonly thought of together, yet that is exactly what the survivor annuity is. The FERS survivor annuity (SA) is an option

Brad Bobb CFP® | April 16, 2018

Let's Be Real About What Advisors Actually Do

I receive emails weekly asking what I do and how I get paid for writing these blog posts. Others contact me under the belief that I am a federal employee who

Brad Bobb CFP® | April 10, 2018