Author: Brad Bobb, CFP®

Five Common Mistakes Retirees Make

Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a ...

Avoid Parent Plus Loans

Most families I work with want to help their kids pay for college, and with annual price tags that can reach over $70,000; most students ...

Four Reasons Not to Take a TSP Loan

Taking a loan against your TSP has become a common practice with federal employees. Even federal employees with high incomes have taken money out of ...

How to Make an Extra 90k

Retirement and financial planning are all about being as efficient as possible with our money. There are many aspects involved such as taxes, investment returns, ...

Lifestyle Creep

One of the biggest obstacles to accumulating wealth is what I call ‘Lifestyle Creep’. Lifestyle creep is your spending increasing along with your income and ...

FERS Supplement and the Earnings Test

Many federal employees will be fortunate enough to retire before the age of 62. Those individuals will be eligible to collect additional income from the ...

When Colleges Compete You Win!

Flexibility is HUGE for families that want to save money on the cost of college. Casting a broad net in your college search can pay ...

Two Ways to Save on the Cost of College

Today’s rising college costs are leaving families wondering how they are going to pay for four years of college. Most families I work with want ...

Save Money on Life Insurance by Layering

Most adults with families have a need for life insurance, and the product of choice is usually a term policy. The most common time periods