Author: Brad Bobb, CFP®

Tax Bracket Misconceptions

Federal income taxes can be terribly misunderstood. Sometimes I believe that whoever writes tax law wants us to misunderstand it

Rule of 55, 50 for LEO and Early Access to TSP

The rule of 55 is a great feature of your Thrift Savings Plan that helps early retirees. This IRS rule means that those who leave

How to Get a Tax Free Retirement

This is a headline that I see often on retirement articles, but is it possible? Yes, it is possible, but the more realistic headline would ...

Don’t Get Taken at a Federal Retirement Seminar

Have you ever been to a retirement seminar put on by your agency or employee union or group? Did it include a “financial advisor” who ...

TSP is Getting More Expensive

The Thrift Savings Plan has gotten more expensive in 2023. Problem after problem headlined the TSP news in the previous year of 2022 and they ...

Warning: Adjust Tax Withholding in Your First Year of FERS Retirement

Two things in life are certain – death and taxes – one we have very little control over and the other some control over, possibly ...

Numbers to Know for 2023

Retirement savings and taxes are two things that we must navigate when saving for retirement. These two topics are forever changing and something we need ...

How Much Should I Have in Roth Accounts?

One question I have been asked a lot lately is, “how much should I have in Roth IRAs?” Or a more specific question, “What is ...

TSP Declines, Context, and Actions

This year the stock market has gone down a little over 25% which can make anyone feel a little uncomfortable. But what do future returns ...

The Federal Retiree Who Did Nothing

I want to share a somewhat common scenario I recently saw in hopes that it will help new and future federal retirees. My biggest reason ...