Author: Brad Bobb, CFP®

Taxes and Timing Matter

It’s hard to understate the importance of timing and details when it comes to retirement distributions. Tax efficient distributions can only be done if you ...

FERS Annuity COLA

Inflation is a hot topic this summer which has many federal employees wondering how it will impact them in retirement

NO, Federal Retirees Should Not Run Out of Money

Why? Federal employees have a large amount of guaranteed income they can count on as a steady stream of cash flow in retirement. Although it ...

FEGLI Now and in Retirement

Federal Employee Group Life Insurance (FEGLI) is a great benefit the federal employees have available to them however, it can also be one of the ...

TSP in Retirement

What do I do with my TSP in retirement? Yes, this is the most common question I receive from people nearing retirement, and justifiably so.

A Great Reason Not to Take Medicare Part B

One of the most common retirement questions from federal employees is: Should I get Medicare Part B? While there is no “one size fits all” ...

Lessons From 2020

The year 2020 was a wild one by anyone’s measure. One practice I try to implement is to look back at a year and see ...

Should I Buy Long-Term Care (LTC) Insurance?

This is a question that the majority of people over the age of 60 consider, especially as they get close to retirement. Statistics show that ...

Federal Retirement Mistakes

Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a ...

Don’t Wait Until 72 to Access TSP

The TSP is designed to make up one third of federal employee’s retirement income, but taking money out of it can be a tough decision. ...