Author: Brad Bobb, CFP®

What Do It Yourselfers Get Wrong

A large percentage of people choose to do their own investing and financial planning. Like anything else, this isn’t necessarily a bad thing if it ...

All TSP Funds Can be Bad

The Thrift Savings Plan (TSP) is a great tool for federal employees to save for retirement. Saving, and even maxing out your contributions to TSP ...

The Secure Act Means Big Changes to Retirement

On December 20, 2019, the US Senate passed a $1.4 trillion dollar spending deal that included the passing of retirement legislation known as the SECURE ...

Going it Alone

Today’s world is full of do-it-yourselfers, and rightfully so due to our access to information. Anything from house repairs to car repairs to investing can ...

TSP Modernization Act is Here, What Now?

On September 15, the TSP Modernization Act should be in place giving federal employees more access to their Thrift Savings plan. What does that mean ...

Retire Now or Work Longer?

Federal employees considering retirement are constantly debating whether or not they should work for another year, or two years, or even three

Different Advisors and Their Compensation

Seeking financial advice can be a daunting task for federal employees. There are many types of advisors that provide advice and most of them will ...

Evaluating a LEO or ATC Contract Position

Many federal employees are in the fortunate position of having the option of moving to a contract position at retirement, or even before they plan ...

My Pet Peeves in the Financial Industry

The financial advice industry has gotten plenty of bad press in the past and rightfully so. The industry is not isolated from criminals, deception and

Survivor Annuity Versus Life Insurance

A common practice of married federal employees is to take a survivor annuity when they retire. The goal of the survivor annuity is to guarantee ...