Category: Financial Planning

Is Dave Ramsey Right?

Dave Ramsey is a household name when it comes to teaching finance. He gives a lot of advice on various financial topics, but should we ...

The Biggest Retirement Fear

Many studies about retirement fears show that retirees’ biggest fear is running out of money. Running out of money as a valid fear for retirees, ...

The Stealth IRA

Are you taking advantage of all your tax-sheltered accounts? Most people contribute to their 403b or Thrift Savings Plan (TSP), and may even consider a ...

Have Fun With Your Savings and Spending

I’m not talking about spending wildly, in fact, quite the opposite. I am one of those weird people that gets enjoyment out of getting a ...

Credit Card Debt and a Good TSP Loan

I wrote a previous article that discussed reasons not to take a Thrift Savings Plan (or 401k) loan. Even though I am generally against taking ...

Five Common Mistakes Retirees Make

Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a ...

Lifestyle Creep

One of the biggest obstacles to accumulating wealth is what I call ‘Lifestyle Creep’. Lifestyle creep is your spending increasing along with your income and ...

Why You Should Consider Paying Cash For Your Vehicles

You Should Pay Cash For Your Car

The majority of people I know don’t even consider paying cash for a vehicle, they only consider how much their monthly payment will be. In ...

Three Common Mistakes Young Doctors Make

While most medical residents welcome their first independent job as a physician with open arms (and rightly so!), there are also many challenges that come ...

Three BIG Reasons to Pay Student Loans in Residency

Many medical students pile up student loans through under grad and medical school. A 100k or even 200k balance can seem insurmountable for a resident, ...