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Social Security & Medicare

FERS Retirees May Want to Delay Social Security

FERS Retirees May Want to Delay Social Security: A Claiming Guide

When should FERS retirees take Social Security? Claiming-age rules, the effective-tax reason to delay, survivor benefits and current figures.
How Much Should I Have in Roth Accounts?

How Much Should I Have in Roth Accounts?

Why one third in Roth is a reasonable goal for federal employees, and how tax-free money helps you manage tax brackets and current IRMAA surcharges.
A Great Reason Not to Take Medicare Part B

A Great Reason Not to Take Medicare Part B

For high-income federal retirees with FEHB, IRMAA can make Medicare Part B cost more than it saves. But the late enrollment penalty is the catch.