Category: Thrift Savings Plan

Roth TSP, Roth IRAs and the Five Year Rule

It’s no secret that I am a big fan of Roth accounts and the income tax-free growth they offer. They can be excellent tools for ...

Odd Aspects of TSP

The Thrift Savings Plan is widely known as one of the best retirement plans available. It excels at being simple and having low cost, but ...

TSP in Retirement

What do I do with my TSP in retirement? Yes, this is the most common question I receive from people nearing retirement, and justifiably so.

Don’t Wait Until 72 to Access TSP

The TSP is designed to make up one third of federal employee’s retirement income, but taking money out of it can be a tough decision. ...

Do This Before Maxing Your TSP

Contributing money to your Thrift Savings Plan is a good thing, actually a great thing! But there is one account that should

Move to the G Fund

What should a federal employee do with their Thrift Savings Plan when the market is going down like it has been?

All TSP Funds Can be Bad

The Thrift Savings Plan (TSP) is a great tool for federal employees to save for retirement. Saving, and even maxing out your contributions to TSP ...

The Secure Act Means Big Changes to Retirement

On December 20, 2019, the US Senate passed a $1.4 trillion dollar spending deal that included the passing of retirement legislation known as the SECURE ...

TSP Modernization Act is Here, What Now?

On September 15, the TSP Modernization Act should be in place giving federal employees more access to their Thrift Savings plan. What does that mean ...

It’s Time For a TSP Conversion

Everyone loves tax free money, but sometimes it’s hard to pay more today for a future benefit. Roth conversions definitely fall in the camp of