Category: Thrift Savings Plan

What Happens to TSP When You Turn 70?

Most people are aware that they will be required to take money out of their qualified accounts when they get older. But as with anything ...

Should You Invest in Roth TSP

The Roth Thrift Savings Plan was introduced in 2012 for federal employees. Many federal employees have considered whether or not they should invest in Roth ...

Should You Take a TSP Annuity

A common question for federal employees to ask me is, "so what's this annuity option in my Thrift Savings Plan (TSP)?" There is a lot ...

Big Changes to TSP

One of the worst parts of the Thrift Savings Plan in retirement has changed for the better. A new law recently went into effect that ...

Should You Withdraw 4% From Your TSP?

One huge decision new retirees have to make is how much they will withdraw from their investments. While there is no perfect answer, most advisors ...

The Good and Bad of Lifecycle Funds

Lifecycle funds were introduced to federal employees in 2005. They use a mix of the five funds available in the Thrift Savings Plan designed around ...

Four Reasons Not to Take a TSP Loan

Taking a loan against your TSP has become a common practice with federal employees. Even federal employees with high incomes have taken money out of ...