
FERS Annuity COLA
Inflation is a hot topic this summer which has many federal employees wondering how it will impact them in retirement. Federal employees are very fortunate to get a cost-of-living adjustment (COLA) in retirement, however,
Inflation is a hot topic this summer which has many federal employees wondering how it will impact them in retirement. Federal employees are very fortunate to get a cost-of-living adjustment (COLA) in retirement, however,
Federal employees have a large amount of guaranteed income they can count on as a steady stream of cash flow in retirement. Although it is possible
The first thing to remember is that you don’t have to do anything with your Thrift Savings Plan. And you actually can’t do
The year 2020 was a wild one by anyone’s measure. Despite the destruction that COVID has caused, here are some valuable
In my opinion, married couples are the most at risk. The reason is that the community spouse’s (the spouse not needing care or the healthy spouse) lifestyle could be directly impacted.
Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a beginning event. Yes, you may be done
The TSP is designed to make up one third of federal employee’s retirement income, but taking money out of it can be a tough decision. One of the most common distribution strategies I have heard is, “I’m going to wait until 70.” What does “I’m going to wait” mean?
Contributing money to your Thrift Savings Plan is a good thing, actually a great thing! But there is one account that should probably be funded before maxing TSP.
There is an old saying that claims, “It’s not how much you make that’s the most important, but how much you keep.” Uncle Sam does his best to take at least a portion of everything we make. It is up to us to understand tax laws and retain as much as possible. Tax planning is different from investing in that we have
There has always been a lot of discussion about whether or not it’s worth it to work with an advisor. If you have considered working with an advisor, you have probably thought of this question: “how do I know you aren’t a Bernie Madoff?”