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- All
- Advisors
- Charitable Giving
- College Planning
- FERS Annuity
- Financial Planning
- Insurance
- Investing
- Retirement
- Roth
- Social Security
- Tax Planning
- Thrift Savings Plan
FERS Supplement and the Earnings Test
Many federal employees will be fortunate enough to retire before the age of 62. Those individuals will be eligible to collect additional income from the FERS supplement
When Colleges Compete You Win!
Flexibility is HUGE for families that want to save money on the cost of college. Casting a broad net in your college search can pay off by the thousands
Social Security Changes for 2017
Every year, many details of Social Security change. These changes affect both the workers paying in to the system and the retirees collecting benefits
Two Ways to Save on the Cost of College
Today’s rising college costs are leaving families wondering how they are going to pay for four years of college. Most families I work with want to help their kids pay
Save Money on Life Insurance by Layering
Most adults with families have a need for life insurance, and the product of choice is usually a term policy. The most common time periods
The Worst Investment For Your TSP
The financial services industry has gotten a pretty poor reputation over the years. One joke is that the quickest way to end a conversation at a party is to tell people you are a financial advisor
Should You Take an Early Out
The Environmental Protection Agency (EPA) announced that they will begin offering employees buyouts and early retirement incentives in 2017. Since then, I have been getting emails from
You Should Pay Cash For Your Car
The majority of people I know don’t even consider paying cash for a vehicle, they only consider how much their monthly payment will be. In fact, many people don’t even know how much they pay for their vehicle
The Real Cost of That Free Dinner
Almost everyone has been invited, at some point in their lives, to a ‘free dinner’ while they listen to some kind of product presentation. One of the most common sales pitches given at these
9 Ways to Maximize Your Thrift Savings Plan
The Thrift Savings Plan (TSP) is meant to be a huge source of retirement income for federal employees. The FERS retirement system is based on three different sources of income
Two Roth TSP Myths
The Roth TSP began four years ago in 2012. Even though it has been around four years I have found very few people that are taking advantage of it.
Should You Keep Money In Your TSP After Retirement?
The answer to this question boils down to two more questions: How much access do you want to your money in retirement?
Three BIG Reasons to Pay Student Loans in Residency
Many medical students pile up student loans through under grad and medical school. A 100k or even 200k balance can seem insurmountable for a resident, but is this way of thinking accurate?
Three Common Mistakes Young Doctors Make
While most medical residents welcome their first independent job as a physician with open arms (and rightly so!), there are also many challenges that come with their rise in income
Value of Your FERS Annuity In Relation to TSP
Federal employees have one of the best benefits packages available in today’s workplace, and the FERS annuity is a big part of it. The FERS annuity is a pension provided
Benefits of Goal Setting
One excellent New Year’s resolution is setting goals. By goal setting, I don’t mean telling yourself something like, “I’m going to the gym three times a week this year.” I’m referring to the real practice of goal setting
End of the Year Checklist
The end of the year tends to be associated with multiple holiday celebrations, parties and vacations. There are also a few very important things federal employees should