Blog

Let’s Be Real About What Advisors Actually Do

I receive emails weekly asking what I do and how I get paid for writing these blog posts. Others contact me under the belief that ...

How Retirement Income is Different Than Your Paycheck

Money is just money, right? Well, not exactly when it comes to retirement income. It’s not as straightforward as you would think. There are a ...

A Taxable Account Makes Sense

Ask a high income earner what their biggest financial concern is and they’ll likely say that taxes are one of their biggest financial concerns. Accounts ...

The #1 Mistake Parents Make in the College Search

Searching for the right college for your children is a very overwhelming task. There are many things to consider and address when looking for the ...

The Impact of New Tax Law Changes

I have had a number of questions recently from federal employees and middle-class families wondering how they will be affected by the new tax law

Should You Invest in Roth TSP

The Roth Thrift Savings Plan was introduced in 2012 for federal employees. Many federal employees have considered whether or not they should invest in Roth ...

Should You Take a TSP Annuity

A common question for federal employees to ask me is, "so what's this annuity option in my Thrift Savings Plan (TSP)?" There is a lot ...

Big Changes to TSP

One of the worst parts of the Thrift Savings Plan in retirement has changed for the better. A new law recently went into effect that ...

A Good Advisor Will Tell You “No”

The customer is always right has to be one of the most dangerous catch phrases in business. Nobody wants to argue, but an advisor that ...

Retirement Isn’t All About Income

Most people I talk to about retirement are primarily concerned with retirement income, and justifiably so, since many want to retire in the near future. ...

The Stealth IRA

Are you taking advantage of all your tax-sheltered accounts? Most people contribute to their 403b or Thrift Savings Plan (TSP), and may even consider a ...

Have Fun With Your Savings and Spending

I’m not talking about spending wildly, in fact, quite the opposite. I am one of those weird people that gets enjoyment out of getting a ...