The #1 Mistake Parents Make in the College Search

Searching for the right college for your children is a very overwhelming task. There are many things to consider and address when looking for the right college for your kids

Brad Bobb CFP® | March 5, 2018

The Impact of New Tax Law Changes

I have had a number of questions recently from federal employees and middle-class families wondering how they will be affected by the new tax law

Brad Bobb CFP® | February 19, 2018

Should You Invest in Roth TSP?

The Roth Thrift Savings Plan was introduced in 2012 for federal employees. Many federal employees have considered whether or not they should invest in Roth TSP and what the advantages are, yet I have seen very few

Brad Bobb CFP® | January 17, 2018

Should You Take a TSP Annuity

A common question for federal employees to ask me is, "so what's this annuity option in my Thrift Savings Plan (TSP)?" There is a lot of misunderstanding around what annuity

Brad Bobb CFP® | December 18, 2017

Big Changes to TSP

One of the worst parts of the Thrift Savings Plan in retirement has changed for the better. A new law recently went into effect that will

Brad Bobb CFP® | December 4, 2017

A Good Advisor Will Tell You "No"

The customer is always right has to be one of the most dangerous catch phrases in business. Nobody wants to argue, but an advisor that always says yes to clients is doing them a disservice

Brad Bobb CFP® | November 20, 2017

Retirement Isn't All About Income

Most people I talk to about retirement are primarily concerned with retirement income, and justifiably so, since many want to retire in the near future. I believe that we get too focused on the

Brad Bobb CFP® | November 7, 2017

The Stealth IRA

Are you taking advantage of all your tax-sheltered accounts? Most people contribute to their 403b or Thrift Savings Plan (TSP), and may even consider a Roth IRA if they are eligible

Brad Bobb CFP® | October 19, 2017

Have Fun With Your Savings and Spending

I’m not talking about spending wildly, in fact, quite the opposite. I am one of those weird people that gets enjoyment out of getting a good deal.

Brad Bobb CFP® | October 11, 2017

It Pays to Know the FAFSA

The time has come for college bound families to fill out the FAFSA again. Students planning to start college for the 2018-2019 school year can fill the Free Application for Federal Student Aid

Brad Bobb CFP® | October 9, 2017

Should You Withdraw 4% From Your TSP?

One huge decision new retirees have to make is how much they will withdraw from their investments. While there is no perfect answer, most advisors would recommend you

Brad Bobb CFP® | September 27, 2017

The Good and Bad of Lifecycle Funds

Lifecycle funds were introduced to federal employees in 2005. They use a mix of the five funds available in the Thrift Savings Plan designed around a target date.

Brad Bobb CFP® | September 12, 2017