Jackpot = Having 2 Kids in College
Having two kids in college at the same time is a financial burden that many parents are terrified of, and understandably so. The average college cost today is
Credit Card Debt and a Good TSP Loan
I wrote a previous article that discussed reasons not to take a Thrift Savings Plan (or 401k) loan. Even though I am generally against taking a loan from your retirement plan
Options for College Savings Accounts
One thought that many young parents ponder on is how to pay for their kids' college education. A four year price tag for college can easily
Stop Cleaning Your Car
Fast forward many years later, and I still have a tendency to do things myself. The main reason I clean my own cars, wax my cars, clean the house, and do the yard work is because I’m tight (or frugal, to put it politely). I don’t like the idea of paying others to do something that I am able to do.
Five Common Mistakes Retirees Make
Retirement is a goal that most of us aspire to. Even though retirement is often thought of as an ending, it is more of a beginning event. Yes, you may be done working
Avoid Parent Plus Loans
Most families I work with want to help their kids pay for college, and with annual price tags that can reach over $70,000; most students have
Four Reasons Not to Take a TSP Loan
Taking a loan against your TSP has become a common practice with federal employees. Even federal employees with high incomes have taken money out of their TSP because they felt it was
How to Make an Extra 90k
Retirement and financial planning are all about being as efficient as possible with our money. There are many aspects involved such as taxes, investment returns, budgeting, and so on
Lifestyle Creep
One of the biggest obstacles to accumulating wealth is what I call ‘Lifestyle Creep’. Lifestyle creep is your spending increasing along with your income and it can delay retirement
FERS Supplement and the Earnings Test
Many federal employees will be fortunate enough to retire before the age of 62. Those individuals will be eligible to collect additional income from the FERS supplement
When Colleges Compete You Win!
Flexibility is HUGE for families that want to save money on the cost of college. Casting a broad net in your college search can pay off by the thousands
Social Security Changes for 2017
Every year, many details of Social Security change. These changes affect both the workers paying in to the system and the retirees collecting benefits