Two Ways to Save on the Cost of College

Today’s rising college costs are leaving families wondering how they are going to pay for four years of college. Most families I work with want to help their kids pay

Brad Bobb CFP® | May 22, 2017

Save Money on Life Insurance by Layering

Most adults with families have a need for life insurance, and the product of choice is usually a term policy. The most common time periods

Brad Bobb CFP® | May 15, 2017

The Worst Investment For Your TSP

The financial services industry has gotten a pretty poor reputation over the years. One joke is that the quickest way to end a conversation at a party is to tell people you are a financial advisor

Brad Bobb CFP® | May 15, 2017

It Starts With Your Expected Family Contribution

An important part of the college planning process for every family is knowing and understanding your Expected Family Contribution, also known as your EFC.

Brad Bobb CFP® | May 9, 2017

Should You Take an Early Out

The Environmental Protection Agency (EPA) announced that they will begin offering employees buyouts and early retirement incentives in 2017. Since then, I have been getting emails from

Brad Bobb CFP® | May 2, 2017

9 Ways to Maximize Your Thrift Savings Plan

The Thrift Savings Plan (TSP) is meant to be a huge source of retirement income for federal employees. The FERS retirement system is based on three different sources of income

Brad Bobb CFP® | April 27, 2017

Two Roth TSP Myths

The Roth TSP began four years ago in 2012. Even though it has been around four years I have found very few people that are taking advantage of it.

Brad Bobb CFP® | April 27, 2017

Should You Keep Money In Your TSP After Retirement?

The answer to this question boils down to two more questions: How much access do you want to your money in retirement?

Brad Bobb CFP® | April 27, 2017

The Real Cost of That Free Dinner

Almost everyone has been invited, at some point in their lives, to a ‘free dinner’ while they listen to some kind of product presentation. One of the most common sales pitches given at these

Brad Bobb CFP® | April 27, 2017

Why You Should Consider Paying Cash For Your Vehicles

The majority of people I know don’t even consider paying cash for a vehicle, they only consider how much their monthly payment will be. In fact, many people don’t even know how much they pay for their vehicle

Brad Bobb CFP® | April 27, 2017

Three Common Mistakes Young Doctors Make

While most medical residents welcome their first independent job as a physician with open arms (and rightly so!), there are also many challenges that come with their rise in income

Brad Bobb CFP® | February 7, 2017

Three BIG Reasons to Pay Student Loans in Residency

Many medical students pile up student loans through under grad and medical school. A 100k or even 200k balance can seem insurmountable for a resident, but is this way of thinking accurate?

Brad Bobb CFP® | February 7, 2017