Two Ways to Save on the Cost of College
Today’s rising college costs are leaving families wondering how they are going to pay for four years of college. Most families I work with want to help their kids pay
Save Money on Life Insurance by Layering
Most adults with families have a need for life insurance, and the product of choice is usually a term policy. The most common time periods
The Worst Investment For Your TSP
The financial services industry has gotten a pretty poor reputation over the years. One joke is that the quickest way to end a conversation at a party is to tell people you are a financial advisor
It Starts With Your Expected Family Contribution
An important part of the college planning process for every family is knowing and understanding your Expected Family Contribution, also known as your EFC.
Should You Take an Early Out
The Environmental Protection Agency (EPA) announced that they will begin offering employees buyouts and early retirement incentives in 2017. Since then, I have been getting emails from
9 Ways to Maximize Your Thrift Savings Plan
The Thrift Savings Plan (TSP) is meant to be a huge source of retirement income for federal employees. The FERS retirement system is based on three different sources of income
Two Roth TSP Myths
The Roth TSP began four years ago in 2012. Even though it has been around four years I have found very few people that are taking advantage of it.
Should You Keep Money In Your TSP After Retirement?
The answer to this question boils down to two more questions: How much access do you want to your money in retirement?
The Real Cost of That Free Dinner
Almost everyone has been invited, at some point in their lives, to a ‘free dinner’ while they listen to some kind of product presentation. One of the most common sales pitches given at these
Why You Should Consider Paying Cash For Your Vehicles
The majority of people I know don’t even consider paying cash for a vehicle, they only consider how much their monthly payment will be. In fact, many people don’t even know how much they pay for their vehicle
Three Common Mistakes Young Doctors Make
While most medical residents welcome their first independent job as a physician with open arms (and rightly so!), there are also many challenges that come with their rise in income
Three BIG Reasons to Pay Student Loans in Residency
Many medical students pile up student loans through under grad and medical school. A 100k or even 200k balance can seem insurmountable for a resident, but is this way of thinking accurate?